Fixed Savings Account
One-Year Fixed Rate Savings Account
Step up your savings with our One-Year Fixed Rate Savings Account and earn interest of 5.00% AER! Deposit between £500 - £5,000! DEPOSIT DEADLINE 31ST JANUARY 2025!
With our One-Year Fixed Rate Savings Account, you can put your money to work while knowing how much interest it will earn. Simply deposit between £500 and £5,000, and prepare to earn fixed-rate interest of 5.00% AER.
Interest Rate
Fixed Interest of 5.00% AER
Minimum deposit £500
Deposit from £500 to £5,000 only
Term 12 months
Earn interest from 1st February 2025 to 31st January 2026
Deadline to deposit
Deposits must be in place before 31st January 2025
Fixed Rate Savings FAQs
Have a question? Check below to see if it is answered in our Frequently Answered Questions.
Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.
To utilise our products and services, and to maintain those services Cambrian charge the following fees:
- Current Members:
- £5 membership fee (membership fee is payable annually on anniversary of joining)
- £5 savings held in the account at all times
- New members:
- £5 set up fee
- £5 membership fee (membership fee is payable annually on anniversary of joining)
- £5 savings held in the account at all times
- Reactivating a membership:
- £5 set up fee
- £5 membership fee (membership fee is payable annually on anniversary of joining)
- £5 savings held in the account at all times
- Corporate members fees:
- £10 set up fee
- £5 membership fee (membership fee is payable annually on anniversary of joining)
- £5 savings held in the account at all times
- £10 fee payable for change of signatures on the account.
- Junior Members:
- Not for younger members until they are 16, then the account will automatically upgrade to an adult account. (Current Member)
Deposits can be made via a Payment Link which is sent once the online application is submitted, Standing Order, Benefits or Cash over the counter at one of our branches.
No, the interest rate is fixed when the account is opened and will stay the same until the product term ends.
No withdrawals are allowed until the fixed term ends, unless there are exceptional circumstances. If you need to withdraw early, then you will lose the interest earned.
Your account maturity date is based on your product term and account opening date. All funds and interest will be returned to the members main share account at the end of the term.
Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £85,000.
Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601 or visit www.cambriancu.com. For financial advice visit www.moneyhelper.org.uk