Junior Savers

Start their saving journey

What’s your little one dreaming of? Help them save for it!

Saving for a child today is a great gift for their future. Not only can they start their adult lives with some savings, but getting kids involved early with saving also helps them learn important lessons about money.

To help encourage your children to save, we developed our Junior Savings Account for children from birth up to 16 years of age.

If you are a parent or guardian of a child and are a member of the credit union, you can open a Junior Savings Account to start them on their savings journey.

Helps to save for holidays, school trips, future driving lessons and more.

Join From Birth

Join With A Birth Certificate

No Minimum Saving Requirement

Your savings are protected by the Financial Services Compensation Scheme

Please Note:
All applicants are required to provide proof of their identity and that they live or work in Wales.  This is required for both the junior member and the adult trustee. For the junior member, we need to see a passport or birth certificate.

Junior Savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

To utilise our products and services, and to maintain those services Cambrian charge a one off set up fee for new members of £5,followed by a membership fee of £5.  The yearly membership fee is taken on the anniversary of joining the credit union.

To maintain activity of your account members must have £5 worth of shares in place at all times.

Deposits can be made via a Payment Link which is sent once the online application is submitted, Standing Order, Benefits or Cash over the counter at one of our branches.

Junior members aged from birth up to 15 do not pay any membership fees (must have at least 50p in their account).  When a junior members turns 16 they become an Adult member and will need to pay our yearly membership fee.

For more information of our fees please click on this link

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £85,000.

How do I pay into my savings

Choose from Standing order, Online banking, Cash at one of our branches or through our app. Or why not save directly through you salary through Payroll Savings.

Cambrian Credit Union Limited

Sort Code: 08-92-50

Account Number: 67005527

For your reference please input your Cambrian member number

Transfers are processed at the following times Monday - Friday (Excluding bank holidays)

9.30am, 10:30am, 12:00pm, 2:00pm and 4:00pm.

For example if transfers are received at 10:00am these will be processed at 10.30am.  If transfers are received after 4:00pm these will be processed the following day (Excluding bank holidays and weekends)

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk