Savings

Save With Us

Build a better future for yourself and your local community by saving with Cambrian savings & loans.

Benefits of regular saving

All members benefit from regular saving. It allows members to work towards their financial goals and gives them a cushion in an unforeseen financial emergency. Saving regularly reduces the need to borrow from costly sources of credit. Save with the credit union for your holidays, a new car, your wedding, school uniforms, a rainy day fund, birthdays or Christmas.

The ability and capacity to save money for the short or long term is an important step on the path to establishing financial wellbeing and to the building of assets. Even small, regular savings will grow and help you to meet those unexpected bills.

Every £1 saved is the equivalent to a single share.

Individual savings up to £85,000 are fully protected.

Savings are protected by the Financial Services Compensation Scheme.

Exact same protection as banks or building societies.

Save directly from your salary with payroll savings.

Deposit easily with our online banking services.

Be part of a financial co-operative supporting the community.

You can save a maximum of £85,000 in your credit union account.

Our Savings Policy

Unlike most ethical investments, your contribution will undoubtedly have a positive impact on your local community. We at the Cambrian Credit Union aim to provide a high quality, sustainable and accessible savings and loans co-operative, which is responsive to the needs of the local community and actively prevents the detrimental effects of poverty and financial exclusion.

The credit union provides a convenient and safe method of saving. Every £1 saved is the equivalent to a single share and members can save as little or as much as they choose but are encouraged to save on a regular basis. Savings can build up quickly once the habit has been established and members are encouraged to continue saving even when repaying a loan.

Junior savings

Junior savings

What’s your little one dreaming of? Help them save for it!
Christmas Savers Top-Up Account

Christmas Savers Top-Up Account

Christmas savings with a boost
Moneyworks Wales Payroll Saving

Moneyworks Wales Payroll Saving

Save money directly from your salary.
Premium Savings Account

Premium Savings Account

Step up your savings and earn 5.00% AER

Savings FAQs

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

How do I become a member

Download our Mobile App on the App Store or Google Play Store, click the Join button and follow the steps to become a member.

Are there any membership fees?

To utilise our products and services, and to maintain those services Cambrian charge a one off set up fee for new members of £5,followed by a membership fee of £5.  The yearly membership fee is taken on the anniversary of joining the credit union.

To maintain activity of your account members must have £5 worth of shares in place at all times.

Deposits can be made via a Payment Link which is sent once the online application is submitted, Standing Order, Benefits or Cash over the counter at one of our branches.

For more information of our fees please click on this link

How much can I save?

Save as little or as much as you want but accounts can hold a maximum of £85,000.

Are my savings safe?

Yes. As a member of the Government-backed Financial Services Compensation Scheme, your total savings are protected up to the value of £85,000.

How do I pay into my savings

Choose from Standing order, Online banking, Cash at one of our branches or through our app. Or why not save directly through you salary through Payroll Savings.

Cambrian Credit Union Limited

Sort Code: 08-92-50

Account Number: 67005527

For your reference please input your Cambrian member number

Transfers are processed at the following times Monday - Friday (Excluding bank holidays)

9.30am, 10:30am, 12:00pm, 2:00pm and 4:00pm.

For example if transfers are received at 10:00am these will be processed at 10.30am.  If transfers are received after 4:00pm these will be processed the following day (Excluding bank holidays and weekends)

Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk