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How much can you borrow?

Apply for a loan today with interest rates that suit you!

Borrow between £200 - £15,000
Maximum Loan Amount :
Maximum Loan Term :

£

Required Loan Term

Repayment Frequency
£
APR
39.9%
# Repayments
Total

£
APR
39.9%
# Repayments
Total

£
APR
39.9%
# Repayments
Total

£
APR
39.9%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary. We may need to alter an applicant’s Loan product due to affordability or other circumstances. In this instant our loans team will contact you and keep you up to date with your application.

Enjoy an exclusive 1% discount on your loan rates*

Get an exclusive 1% discount on your loan rates by making payments directly from your salary.

We've teamed up with over 50 local companies, authorities, and health services to make saving and borrowing easier for our members. If you're employed by one of our Payroll Partners, you can get this great deal.

Are you a Homeowner?  You are also eligible to receive this discount!

Mobile Banking Made easy

View account balances and transactions, move funds with ease, upload documents and apply for loans through our Mobile Banking App.

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Our Services

Products and services that help members manage their money

Our loans

Our loans

Whether it’s home improvements, buying a new car, a holiday or something to help you get by, we are focused on delivering ethical loans with low rates and great service with no hidden fees!

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Save with us

Save with us

Saving regularly isn’t just a good habit. It’s also about building financial resilience, so that when the unexpected happens, you know you’ll be ready. Start saving with Cambrian savings & loans today.

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Moneyworks Wales

Moneyworks Wales

Save directly from your wage with our partners who support Cambrian savings & loans' aims of encouraging people to save regularly, borrow wisely and support the local community.

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Online Banking

Online Banking

Cambrian savings & loans knows how busy life can get. Stay in control of your finances no matter where you are, and at any time with our online banking services.

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The Credit Union Difference

Cambrian Savings & Loans has supported communities for over 25 years with access to ethical and fair financial services.

No Joining Fees!!

Joining Cambrian Savings & Loans is now easier than ever. We've removed our joining fee so you can become part of a community that has provided ethical, fair, and accessible financial services for over 25 years. We're here to help you save wisely, borrow, and support your local community.

News

Latest blogs, articles and updates

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06 Oct 2025

£100 Halloween Giveaway

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Why We’re Eliminating Our Joining Fee!
01 Oct 2025

Why We’re Eliminating Our Joining Fee!

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The Benefits of Saving: Building a Secure Financial Future
14 Sep 2025

The Benefits of Saving: Building a Secure Financial Future

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Understanding the Cost of Living
27 Aug 2025

Understanding the Cost of Living

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August Bank Holiday Trading Hours
11 Aug 2025

August Bank Holiday Trading Hours

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Staff Event 22nd July 2025
17 Jul 2025

Staff Event 22nd July 2025

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Rainy Day Ready: Building an Emergency Fund That Works
16 Jul 2025

Rainy Day Ready: Building an Emergency Fund That Works

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Budgeting Basics – Taking Control of Your Finances
11 Jun 2025

Budgeting Basics – Taking Control of Your Finances

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Staff Event 28th May 2025
23 May 2025

Staff Event 28th May 2025

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Staff Event 14th May 2025
13 May 2025

Staff Event 14th May 2025

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Warning: Late repayment can cause you serious money problems. For help with your account please contact our team on 0333 2000 601, email info@cambriancu.com or visit https://www.cambriancu.com/contact-us . For financial advice visit www.moneyhelper.org.uk